[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tasmina.cz\/sporeni-na-budoucnost\/#Article","mainEntityOfPage":"https:\/\/www.tasmina.cz\/sporeni-na-budoucnost\/","headline":"Spo\u0159en\u00ed na budoucnost","name":"Spo\u0159en\u00ed na budoucnost","description":"Myslete ekonomicky a z\u00e1rove\u0148 tak\u00e9 u\u017e te\u010f dop\u0159edu myslete na budoucnost va\u0161i i va\u0161ich d\u011bt\u00ed. Zb\u00fdvaj\u00ed v\u00e1m voln\u00e9 finan\u010dn\u00ed prost\u0159edky? Tak pro\u010d je je\u0161t\u011b v\u00edce nerozmno\u017eit a nevyu\u017e\u00edt tak mo\u017enosti … ","datePublished":"2016-12-28","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.tasmina.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.tasmina.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f5ad5dcd5c02ecc0fdaf1fe4b2e9a39ad5c5cc2b614885090f6f77b1ccabb3a9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f5ad5dcd5c02ecc0fdaf1fe4b2e9a39ad5c5cc2b614885090f6f77b1ccabb3a9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tasmina.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.tasmina.cz\/sporeni-na-budoucnost\/","wordCount":424,"articleBody":"Myslete ekonomicky a z\u00e1rove\u0148 tak\u00e9 u\u017e te\u010f dop\u0159edu myslete na budoucnost va\u0161i i va\u0161ich d\u011bt\u00ed. Zb\u00fdvaj\u00ed v\u00e1m voln\u00e9 finan\u010dn\u00ed prost\u0159edky? Tak pro\u010d je je\u0161t\u011b v\u00edce nerozmno\u017eit a nevyu\u017e\u00edt tak mo\u017enosti spo\u0159en\u00ed na budoucnost. V\u00a0budoucnu se v\u00e1m naspo\u0159en\u00e9 pen\u00edze budou jist\u011b hodit.Mo\u017enosti spo\u0159en\u00ed:–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 spo\u0159\u00edc\u00ed \u00fa\u010dty pro d\u011bti i dosp\u011bl\u00e9–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 stavebn\u00ed spo\u0159en\u00ed–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 pod\u00edlov\u00e9 fondy–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u017eivotn\u00ed poji\u0161t\u011bn\u00ed se spo\u0159en\u00edmP\u0159ed t\u00edm, ne\u017e se rozhodnete, jak\u00fd produkt za \u00fa\u010delem spo\u0159en\u00ed si zvol\u00edte, je pot\u0159eba si ujasnit, jestli preferujete mo\u017enost kdykoliv pen\u00edze vybrat nebo alespo\u0148 jejich \u010d\u00e1st. N\u011bkter\u00e9 spo\u0159\u00edc\u00ed produkty jsou toti\u017e ur\u010den\u00e9 za \u00fa\u010delem dlouhodob\u00e9ho spo\u0159en\u00ed, jako nap\u0159\u00edklad penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed nebo stavebn\u00ed spo\u0159en\u00ed a nelze tak na na\u0161et\u0159en\u00e9 \u00faspory n\u011bjakou dobu sahat.Oproti tomu na spo\u0159\u00edc\u00edch \u00fa\u010dtech m\u00e1te va\u0161e pen\u00edze kdykoliv k\u00a0dispozici a m\u016f\u017eete s\u00a0nimi libovoln\u011b nakl\u00e1dat, ov\u0161em m\u00edra \u00faro\u010den\u00ed je v\u00a0sou\u010dasn\u00e9 dob\u011b velice n\u00edzk\u00e1 z\u00a0d\u016fvodu poklesu \u00farokov\u00fdch sazeb.Jste v\u00a0produktivn\u00edm v\u011bku a do d\u016fchodu m\u00e1te je\u0161t\u011b daleko? I tak myslete na tuto pro v\u00e1s zat\u00edm dalekou budoucnost a zalo\u017ete si penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed.Jde o velmi v\u00fdhodn\u00fd produkt. Na \u00fa\u010det penzijn\u00edho p\u0159ipoji\u0161t\u011bn\u00ed p\u0159isp\u00edv\u00e1 st\u00e1t za spln\u011bn\u00ed podm\u00ednek minim\u00e1ln\u00edho m\u011bs\u00ed\u010dn\u00edho p\u0159\u00edsp\u011bvku. D\u00e1le je to \u010d\u00edm d\u00e1l \u010dast\u011bj\u0161\u00ed zp\u016fsob benefitu u zam\u011bstnavatel\u016f, kte\u0159\u00ed \u010dasto sv\u00fdm zam\u011bstnanc\u016fm na penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed pos\u00edlaj\u00ed bu\u010f konkr\u00e9tn\u00ed \u010d\u00e1stku nebo ur\u010dit\u00e9 procento z\u00a0vyd\u011blan\u00e9 mzdy. Proto se ur\u010dit\u011b v\u00a0tomto p\u0159\u00edpad\u011b vyplat\u00ed si penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed z\u0159\u00eddit a efektivn\u011b si tak spo\u0159it na st\u00e1\u0159\u00ed.Pokud chcete n\u011bjakou tu korun spo\u0159it va\u0161im d\u011btem t\u0159eba na studium nebo na investov\u00e1n\u00ed do bydlen\u00ed v\u00a0budoucnu, pak jim m\u016f\u017eete u\u017e nyn\u00ed v\u00a0d\u011btsk\u00e9m v\u011bku z\u0159\u00eddit n\u011bjak\u00e9 d\u011btsk\u00e9 konto se spo\u0159\u00edc\u00ed slo\u017ekou a spo\u0159it jim tak na budoucnost. Sta\u010d\u00ed se jen porozhl\u00e9dnout o vhodn\u00e9m produktu u n\u011bkter\u00e9 z\u00a0bank a zjistit si konkr\u00e9tn\u00ed podm\u00ednky.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Spo\u0159en\u00ed na budoucnost","item":"https:\/\/www.tasmina.cz\/sporeni-na-budoucnost\/#breadcrumbitem"}]}]